Madeline Martinez was widowed several years ago. Her husband worked for many years and contributed into the Medicare system. He also left a substantial estate which provides Madeline with an annual income of approximately $130,000. Madeline, who has only worked part-time for the last three years, will soon turn age 65 and hopes to enroll … Read more
Mildred Savage enrolled in Allcare Medicare Advantage plan several years ago. Mildred recently learned that she is suffering from inoperable cancer and has just a few months to live. She would like to spend these final months in hospice care. Mildred’s family asks you whether hospice benefits will be paid for under the Allcare Medicare … Read more
Mr. Davis is 52 years old and has recently been diagnosed with end-stage renal disease (ESRD) and will soon begin dialysis. He is wondering if he can obtain coverage under Medicare. What should you tell him? a. He may sign-up for Medicare at any time however coverage usually begins on the sixth month after dialysis … Read more
Anthony Boniface turned 65 in 2023. He was not receiving Social Security or Railroad Retirement Benefits on his 65th birthday. He was interested in obtaining Medicare coverage and is eligible for premium-free Part A. Before he could enroll in Medicare, his entire area was impacted by a hurricane causing massive flooding and severe wind damage. The … Read more
Mrs. Gonzalez is enrolled in Original Medicare and has a Medigap policy as well, but it provides no drug coverage. She would like to keep the coverage she has but replace her existing Medigap plan with one that provides drug coverage. What should you tell her? Select one: a. Mrs. Gonzalez should purchase a K … Read more
Shirly Thomas was enrolled in Medicaid during the Public Health Emergency (PHE). This coverage has recently been terminated due to the end of the PHE. While Shirley was enrolled in Medicaid, she missed an opportunity to enroll in Medicare and now wants Part B. Which of the following statements best describes Shirley’s ability to now … Read more
什麼是 SilverSneakers？ 富康 SilverSneakers 是一項專為年長者設計的健康與健身計畫，它以為符合資格的老年人（擁有特定 Medicare Advantage、Medicare Supplement（Medigap）或其他 Medicare 健康保險計畫的長者）提供免費或低成本的健身房會員資格和健身課程而聞名。 主要特色與優勢 健身房與健身中心使用權 參加者可以使用全美數千家參與此計畫的健身房與健身中心。 一般設備包括心肺訓練器材、重訓器材、游泳池，以及團體課程等。 SilverSneakers課程 許多地點提供專門的 SilverSneakers 課程，由受過高齡健身與安全訓練的教練指導。常見課程包括肌力訓練、有氧運動、瑜珈和平衡訓練，通常為低衝擊性，並可因應不同體能程度作調整。 線上資源與虛擬課程 SilverSneakers 擁有線上平台（SilverSneakers LIVE），提供虛擬課程與教學影片，特別適合喜歡在家運動或所在地區健身資源有限的長者。 成員通常也可使用線上的健康與保健工具，例如營養提示、正念訓練資源等等。 社群與社交互動 SilverSneakers 的活動與課程為年長者提供了社交與保持活躍的方式，有助於減少孤立感。 一些健身房和社區中心也會為 SilverSneakers 參與者舉辦特別的聚會或團體活動。 參與資格與運作方式 Medicare Advantage 或 Supplement 計畫 許多 Medicare Advantage（第 C 部分）計畫和部分 Medicare Supplement（Medigap）保單都將 SilverSneakers 納入其額外福利。 如果您的保險計畫包含 SilverSneakers，通常不需要在原有的保險費之外再支付額外費用。 確認參與資格 前往 SilverSneakers 官網（www.silversneakers.com）或撥打客服電話。 網站上有一個「資格查詢工具」，您需要輸入個人資訊（通常是您的 Medicare ID 等），以確認您的健康保險計畫是否包含此福利。 會員 … Read more
