醫療保險: means health insurance
Mrs. Radford asks whether there are any special eligibility requirements for Medicare Advantage. What should you tell her? a. Mrs. Radford must apply to the Medicare Advantage plan, which will include a medical review, before being accepted and enrolled. b. Mrs. Radford must be entitled to Part A and enrolled in Part B to enroll … Read more
Mrs. Ramos is considering a Medicare Advantage PPO and has questions about which providers she can go to for her health care. What should you tell her? a. In general, Mrs. Ramos will need a referral to see specialists. b. In general, Mrs. Ramos can obtain care from any provider who participates in Original Medicare … Read more
Mr. Romero is 64, retiring soon, and considering enrollment in his employer-sponsored retiree group health plan that includes drug coverage with nominal copays. He heard about a neighbor’s MA-PD plan that you represent and because he takes numerous prescription drugs, he is considering signing up for it. What should you tell him? a. When possible, … Read more
Mr. Bauer is 49 years old, but eighteen months ago he was declared disabled by the Social Security Administration and has been receiving disability payments. He is wondering whether he can obtain coverage under Medicare. What should you tell him? Select one: a. He became eligible for Medicare when his disability eligibility determination was first … Read more
Mrs. Park is an elderly retiree. Mrs. Park has a low fixed income. What could you tell Mrs. Park that might be of assistance? a. She can apply to the Medicare agency for lower premiums and cost-sharing. b. She should contact her state Medicaid agency to see if she qualifies for one of several programs … Read more
Mr. Wu is eligible for Medicare. He has limited financial resources but failed to qualify for the Part D low-income subsidy. Where might he turn for help with his prescription drug costs? a. Mr. Wu may still qualify for help in paying for Part D costs through the local Office of the Aging. b. Mr. … Read more
Mr. Schmidt would like to plan for retirement and has asked you what is covered under Original Fee-for-Service (FFS) Medicare. What could you tell him? a. Part A, which covers long-term custodial care services, is covered under Original Medicare. b. Part C, which always covers dental and vision services, is covered under Original Medicare. c. … Read more
