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Mildred Savage enrolled

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Mildred Savage enrolled in Allcare Medicare Advantage plan several years ago. Mildred recently learned that she is suffering from inoperable cancer and has just a few months to live. She would like to spend these final months in hospice care. Mildred’s family asks you whether hospice benefits will be paid for under the Allcare Medicare Advantage plan. What should you say?

 

a. Hospice benefits will be available to Mildred but they will be paid for by Original Medicare under Part B. b. Hospice benefits will be paid for under Mildred’s Allcare Medicare Advantage plan which must cover all Medicare Part A and Part B benefits. c. Hospice benefits are not covered under Medicare and must be paid for using private funds. d. Mildred may remain enrolled in Allcare and make a hospice election. Hospice benefits will be paid for by Original Medicare under Part A and Allcare will continue to pay for any non-hospice services.

d. Mildred may remain enrolled in Allcare and make a hospice election. Hospice benefits will be paid for by Original Medicare under Part A, and Allcare will continue to pay for any non-hospice services.

When an individual with a Medicare Advantage plan, such as Allcare, elects hospice care, they will still be covered by Original Medicare for hospice services under Medicare Part A. This means that Allcare will provide coverage for any non-hospice services, and Original Medicare (Part A) will cover the hospice services.

It’s important for Mildred to understand that hospice care is a covered benefit under Medicare, and she can receive the necessary care during her final months without losing her Allcare Medicare Advantage plan coverage for non-hospice services. This allows her to receive comprehensive care tailored to her needs during this challenging time.