-They could sign up for a pharmacy savings card through their local pharmacy.
-There is no other way a Medicare consumer could get Part D prescription drug coverage.
-They could enroll in a Medicare Advantage Plan or other Medicare health plan that includes prescription drug coverage.(right)
-They could enroll in a Medicare Supplement Insurance Plan.
-There is no other way a Medicare consumer could get Part D prescription drug coverage.
-They could enroll in a Medicare Advantage Plan or other Medicare health plan that includes prescription drug coverage.(right)
-They could enroll in a Medicare Supplement Insurance Plan.
-For 2021, the coverage gap begins when the member has incurred $4,130 in medication spending for the year
-The use of lower cost generic medications may prevent the member from reaching the coverage gap
-All members reach the Coverage Gap(right)
-Some plans offer additional coverage through the coverage gap, usually at a higher monthly plan premium
-If a member reaches the coverage gap, they will have access to the Plan’s negotiated pharmacy discount rate for Medicare Part D medications
-The use of lower cost generic medications may prevent the member from reaching the coverage gap
-All members reach the Coverage Gap(right)
-Some plans offer additional coverage through the coverage gap, usually at a higher monthly plan premium
-If a member reaches the coverage gap, they will have access to the Plan’s negotiated pharmacy discount rate for Medicare Part D medications
-The amount added to the member’s monthly plan premium if they did not enroll in a Medicare Advantage plan with Part D benefits or stand-alone prescription drug plan when they were first eligible for Medicare Parts A and/or B or went without creditable prescription drug coverage for 90 continuous days or more.
-The amount added to the member’s monthly plan premium if they did not enroll in a Medicare Advantage plan with Part D benefits or stand-alone prescription drug plan when they were first eligible for Medicare Parts A and/or B or went without creditable prescription drug coverage for 63 continuous days or more.(right)
-The amount added to the member’s monthly plan premium if they did not enroll in a Medicare Advantage plan with Part D benefits or stand-alone prescription drug plan when they were first eligible for Medicare Parts A and/or B or during the next available Annual Election Period.
-The amount added to the member’s monthly plan premium if they did not enroll in a Medicare Advantage plan with Part D benefits or stand-alone prescription drug plan with a January 1 effective date.
-The amount added to the member’s monthly plan premium if they did not enroll in a Medicare Advantage plan with Part D benefits or stand-alone prescription drug plan when they were first eligible for Medicare Parts A and/or B or went without creditable prescription drug coverage for 63 continuous days or more.(right)
-The amount added to the member’s monthly plan premium if they did not enroll in a Medicare Advantage plan with Part D benefits or stand-alone prescription drug plan when they were first eligible for Medicare Parts A and/or B or during the next available Annual Election Period.
-The amount added to the member’s monthly plan premium if they did not enroll in a Medicare Advantage plan with Part D benefits or stand-alone prescription drug plan with a January 1 effective date.
-Such financial assistance will no longer be available as of January 1, 2021
-By receiving annual checks with a refund based on a predetermined percentage of Part D costs
-Through subsidies such as lower or no monthly plan premiums and lower or no copayments(right)
-Through a combination of subsidies and annual refund checks
-By receiving annual checks with a refund based on a predetermined percentage of Part D costs
-Through subsidies such as lower or no monthly plan premiums and lower or no copayments(right)
-Through a combination of subsidies and annual refund checks
-Specialty, Non-Preferred Drug (and some higher-cost generics), Preferred Brand (and some higher-cost generics), Generics, Preferred Generics
-Preferred Generics, Generics, Preferred Brand (and some higher-cost generics), Non-Preferred Drug (and some higher-cost generics), Specialty(right)
-Generics, Preferred Generics, Non-Preferred Drug (and some higher-cost generics), Brand (and some higher cost generics), Specialty
-Preferred Generics, Preferred Brand (and some higher-cost generics), Generics, Non-Preferred Drug (and some higher-cost generics), Specialty
-Preferred Generics, Generics, Preferred Brand (and some higher-cost generics), Non-Preferred Drug (and some higher-cost generics), Specialty(right)
-Generics, Preferred Generics, Non-Preferred Drug (and some higher-cost generics), Brand (and some higher cost generics), Specialty
-Preferred Generics, Preferred Brand (and some higher-cost generics), Generics, Non-Preferred Drug (and some higher-cost generics), Specialty
-Underwriting is required if the consumer is not in his/her Medicare Supplement Open Enrollment period or does not meet Guaranteed Issue criteria.(right)
-During Medicare Supplement Open Enrollment, consumers will only be required to answer the underwriting eligibility questions.
-Consumers will never be underwritten to determine their rate.
-If the consumer meets Guaranteed Issue criteria, he/she may be underwritten to determine his/her rate.
-During Medicare Supplement Open Enrollment, consumers will only be required to answer the underwriting eligibility questions.
-Consumers will never be underwritten to determine their rate.
-If the consumer meets Guaranteed Issue criteria, he/she may be underwritten to determine his/her rate.
-They are regulated by the Centers for Medicare & Medicaid Services (CMS).
-They can only be purchased during the Annual Election Period (AEP).
-To see a specialist, insured members must obtain referrals from a primary care physician.
-Plan benefit amounts automatically update when Medicare changes cost sharing amounts, such as deductibles, coinsurance and copayments.(right)
-They can only be purchased during the Annual Election Period (AEP).
-To see a specialist, insured members must obtain referrals from a primary care physician.
-Plan benefit amounts automatically update when Medicare changes cost sharing amounts, such as deductibles, coinsurance and copayments.(right)
