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Mr. Jacob understands that there is a standard Medicare Part D prescription drug benefit

Mr. Jacob understands…. Mr. Jacob understands that there is a standard Medicare Part D prescription drug benefit, but when he looks at information on various plans available in his area, he sees a wide range in what they charge for deductibles, premiums and cost sharing. How can you explain this to him? Medicare Part D … Read more

What is the community rating

What is the community… What is the community rating its when insured members in the some rating class pay the same rate ( excludes discounts)

Ms. Lewis understands that Medicare prescription drug plans may use various methods to control

Ms. Lewis understands… Ms. Lewis understands that Medicare prescription drug plans may use various methods to control the use of specific drugs. She has heard about a technique called “step therapy” and is wondering if you can explain what that is. What should you tell her? Step therapy involves using one or more lower priced … Read more