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If Mr. Johannsen gains the Part D low-income subsidy

If Mr. Johannsen… If Mr. Johannsen gains the Part D low-income subsidy, how does that affect his ability to enroll or disenroll in a Part D plan? He qualifies for a special enrollment period and can enroll in or disenroll from a Part D plan and the subsidy will apply to the plan he chooses. … Read more

Mr. Shultz was still working when he first qualified for Medicare. At that time, he had employer group

Mr. Shultz was… Mr. Shultz was still working when he first qualified for Medicare. At that time, he had employer group coverage that was creditable. During his initial Part D eligibility period, he decided not to enroll because he was satisfied with his drug coverage. It is now a year later and Mr. Shultz has … Read more

Mr. Torres has a small savings account. He would like to pay for his monthly Part D premiums

Mr. Torres has… Mr. Torres has a small savings account. He would like to pay for his monthly Part D premiums with an automatic monthly withdrawal from his savings account until it is exhausted, and then have his premiums withheld from his Social Security check. What should you tell him? In general, he must select … Read more

Mr. Davis is 52 years old and has recently been diagnosed with end-stage renal disease (ESRD)

Mr. Davis is… Mr. Davis is 52 years old and has recently been diagnosed with end-stage renal disease (ESRD) and will soon begin dialysis. He is wondering if he can obtain coverage under Medicare. What should you tell him? He may sign-up for Medicare at any time however coverage usually begins on the fourth month … Read more