b. Mrs. Gonzalez cannot purchase a Medigap plan that covers drugs, but she could keep her Medigap policy and enroll in a Part D prescription drug plan.
Medigap plans (also known as Medicare Supplement plans) are designed to work alongside Original Medicare and provide additional coverage for out-of-pocket costs like deductibles, copayments, and coinsurance. However, Medigap plans do not include prescription drug coverage.
To get prescription drug coverage, Mrs. Gonzalez can enroll in a Part D prescription drug plan, which is a separate plan that specifically covers prescription medications. By keeping her Medigap policy and enrolling in a Part D plan, she can maintain the coverage she has while also getting coverage for her prescription drugs.