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Mrs. Wang wants to know generally how the benefits

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Mrs. Wang wants to know generally how the benefits under Original Medicare might compare to the benefits package of a Medicare Advantage Plan before she starts looking at specific plans. What could you tell her? Question 5Select one: a. Medicare Advantage Plans are not permitted to offer any benefits beyond those available under the Original Medicare program and must have the same maximum out-of-pocket limit on Part A and Part B services as FFS Medicare. b. Medicare Advantage Plans may offer extra benefits that Original Medicare does not offer such as vision, hearing, and dental services. It must include a maximum out-of-pocket limit on Part A and Part B services. c. All Medicare Advantage Plans offer cost-sharing that is lower than Original Medicare for all Part A and Part B covered services, but the maximum out-of-pocket limit is higher than in Original Medicare. d. Medicare Advantage Plans do not necessarily have to cover all of the Original Medicare Part A and Part B services but must include a maximum out-of-pocket limit.

b. Medicare Advantage Plans may offer extra benefits that Original Medicare does not offer such as vision, hearing, and dental services. It must include a maximum out-of-pocket limit on Part A and Part B services.

Medicare Advantage Plans, offered by private insurance companies, have the flexibility to provide additional benefits beyond what Original Medicare (Part A and Part B) offers. These extra benefits may include coverage for vision, hearing, dental services, wellness programs, and more. However, Medicare Advantage Plans are required to include a maximum out-of-pocket limit on Part A and Part B services to protect beneficiaries from excessive costs. It’s important for Mrs. Wang to review the specific benefits offered by different Medicare Advantage Plans to find one that best suits her needs.