c. Part A, which covers hospital, skilled nursing facility, hospice, and home health services, and Part B, which covers professional services such as those provided by a doctor, are covered under Original Medicare.
Original Medicare, also known as Fee-for-Service (FFS) Medicare, includes Part A and Part B. Part A covers inpatient hospital care, skilled nursing facility care, hospice care, and some home health services. Part B covers medical services and supplies provided by doctors, outpatient care, preventive services, and certain durable medical equipment. Part A and Part B combined form the core coverage of Original Medicare.
It’s essential for Mr. Schmidt to understand what is covered under Original Medicare as he plans for retirement and considers his healthcare needs during that period. He may also want to explore additional coverage options such as Medicare Advantage plans (Part C) or Medicare Part D for prescription drug coverage, as Original Medicare may have some gaps in coverage that he might want to address.