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Mrs. Chen will

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Mrs. Chen will be 65 soon, has been a citizen for twelve years, has been employed full time, and paid taxes during that entire period. She is concerned that she will not qualify for coverage under part A because she was not born in the United States. What should you tell her?

a. Most individuals who are citizens and age 65 or over are covered under Part A by virtue of having paid Medicare taxes while working, though some may be covered as a result of paying monthly premiums.
b. Most individuals who are citizens and age 65 or over and are covered under Part A must pay a monthly premium for that coverage.
c. Most individuals who are citizens and age 65 or over and wish to be covered under Part A must enroll in a Medicare Advantage Plan.
d. All individuals who are citizens and age 65 or over will be covered under Part A.

a. Most individuals who are citizens and age 65 or over are covered under Part A by virtue of having paid Medicare taxes while working, though some may be covered as a result of paying monthly premiums.

Mrs. Chen should not worry about her eligibility for Medicare Part A coverage. If she has been working and paying Medicare taxes for at least 10 years (40 quarters) in the United States, she should be eligible for premium-free Part A coverage when she turns 65. Her place of birth does not affect this eligibility as long as she is a U.S. citizen. However, if she has not paid Medicare taxes for the required duration, she may still get Part A but would have to pay premiums.